Credit Law

15 USC Sec. 1681 (01/24/94) Fair Credit Reporting Act and changes passed as the Consumer Reporting Reform Act of 1996
15 USC Sec. 1681b (01/24/94) Fair Credit Reporting Act - Permissible Purposes
15 USC Sec. 1681g (01/24/94) Fair Credit Reporting Act - Disclosure required
15 USC Sec. 1681i (01/24/94) Fair Credit Reporting Act - Disputes
15 USC Sec. 1692d (01/24/94) Debt collection practices
Fair Credit Billing Act (FTC page)

Credit Reporting Agencies

Victims of Credit Reporting
Experian (was TRW)
Trans Union (TU)
Equifax
CA, MA, and NH residents can prohibit these agencies from selling their personal information to telemarketers, but you have to "opt out" by calling (800) 353-0809 for Experian (was TRW), (800) 241-2828 for TU (Trans Union), and (800) 755-3502 for Equifax